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Rare find with no HOA. This beautifully updated two-story home has been refreshed from top to bottom! Enjoy brand-new carpet, fresh interior paint throughout, and numerous recent updates, including a newer roof, A/C, washer and dryer, kitchen appliances, water softener and a freshly seal coated driveway. This home is situated in the sought-after Oxbow neighborhood on the Champlin/Brooklyn Park border. Step inside to a spacious foyer leading into an open-concept main level featuring gleaming hardwood floors, a bright living and dining area, and a beautifully designed kitchen perfect for entertaining. The main floor also offers convenient laundry, a private office, a half bath, and a stunning three-season porch with vaulted ceilings that flows seamlessly to a maintenance-free deck overlooking the backyard. Upstairs, you’ll find a loft space along with four generously sized bedrooms. The spacious primary suite features elegant double doors, a luxurious five-piece bath, and a walk-in closet. The walkout lower level is designed for entertaining and relaxing with a large family room, theater system, built-in wet bar, full bath, and abundant storage space. Ideally located near shopping, dining, parks, and scenic walking and biking trails leading to Mississippi Gateway Regional Park and Elm Creek Park Reserve, this home offers the perfect combination of comfort, convenience, and outdoor lifestyle.